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Back Taxes, You Forgot to File, Now What?

Problem? Yes and No. No because you canthe money, plus interest if it applies to the
file ASAP. Yes, because penalties andIRS. Contact Us (Note: If you own Real
interest can be fairly steep. (Generally,Estate or have a Small Business and IRS has
interest is charged on any unpaid tax fromsent an intent to Levy, it is best to
the due date of the return until the date ofcontact an Enrolled Agent or a Tax
payment. The interest rate is determinedProfessional as soon as possible).Your
every three months and is the federalquestion might be, at this point, "If I did
short-term rate plus 3 percent. Interest isNOT file my taxes, how do they know how much
compounded daily)(If you owe tax and don'tI  owe"?
file on time, the total late-filing penalty
is usually four and one-half percent of theAnswer: IRS completes your tax return for
tax owed for each month, or part of a month,you; based upon 1099s and W-2 information
that your return is late up to five months.from your employer. The tax liability that
If your return is over 60 days late, theIRS computes stands as the collection amount
minimum penalty for late filing is theUNTIL you file your tax return for that year.
smaller of $100 or 100 percent of the taxAnd of course their tax return almost always
owed)If IRS has sent you communications thatgenerates a higher tax liability then if you
you had to sign for - then your time may behad filed your own taxes!Taxes Will Travel
short before they start the process to levyspecializes in filing Back Taxes for
your wages or your bank account. Once thisIndividuals. A consent form from the client
happens you will need to talk to them one wayis necessary in order to obtain income
or another, either by calling them or byinformation from IRS for the year(s) in
contacting a tax professional who will callquestion. Once this task is completed and SS
them for you. (I recommend the secondnumbers, dependents, deductions, etc
option)If IRS levies your bank account, yourinformation is received the tax return(s) can
bank must hold funds you have on deposit - upbe completed immediately.Cassandra is a
to the amount you owe, for 21 days. ThisRegistered Tax Professional and Instructor
period allows you time to solve any problemsfor Basic Tax Classes in the San Francisco
from the levy or to make other arrangementsBay Area.
to pay. After 21 days, the bank must send



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