Small Business Accounting 101

If you are in business, then guess what - you areand you are prepared to be questioned if such
either an accountant by default or you need toquestions arise. The practice of over filing
hire one. Why? People ask that question whileexpenses with the federal government and
letting the year roll by until taxes come due. Ohfabrication of records is a federal offense and can
no! Why do I have penalties?carry legal ramifications beyond penalties and fines.
Simple, you are not an accountant and you shouldIn fact you can be imprisoned for fabrication of
have hired on. So the first rule of businessany information regarding your taxes. Going to
accounting is to hire one if you are not one.prison for bad record keeping? Now that is a bad
Second rule of business accounting is to hire anway to end a fiscal year.
accountant to review your accounting before filingKeeping track of money coming in is as much of
taxes.an issue as keeping track of money going out.
Most individuals starting a business are unawareSimple bank statement preservation can go a long
that the filing deadlines for corporations and smallway to keeping things on track for your new
businesses are different from personal filings.business. Keep them in a "safe" place preferably a
While personal income tax returns are due in April.fire proof safe if possible. Remember all the
Corporate and business tax returns are due inresponsibility rests squarely on your shoulders no
March. His often leads to many late fees and soon else's. The federal government does not care
forth associated with late filing penalties.if your building burns to the ground before the tax
Keeping good records is another concern foryear is over. You are still responsible for your
most new business owners starting out. Manytaxes and the ramifications for not filing can be
new business owners do not understand the taxexpensive ones.
code and do not understand what can be writtenGood accounting software should be your first
off as an expense and what cannot be writtenstop if you plan to keep you own accounting
off as an expense. These small errors will alsorecords. There are several packages out there
lead to penalties and additional fees associatedsome are expensive and some a cheap. Pick one
with your filings.that meets your needs best not the biggest just
Make sure to keep all receipts or online orderbecause it appears to be the most expensive or
forms for later reference and keep themthe one with the most features. Remember, you
organized. There is nothing worse than the end ofhave to learn how it works in order to keep good
the year sorting festival. Receipts get lost andrecords. So keep in mind your own personal
records can be incomplete if not taken seriously.limitations when purchasing accounting software.
Do under estimate the power of organization andFinally, if you accept cash then document the
the process of organizing your records. Keeptransaction with a receipt. Never take cash
them tight!without a receipt and always claim your cash
Giving to charity must also be carefully monitoredreceipts at the end of the year. After all, the
and accounted for by both parties. Thegreatest Mafia bosses and organized criminals of
philanthropist and the charity should both get aour time were not prosecuted for murder or the
receipt and have good records. If you give timeother hideous crimes they were in charge of.
then keep good logs of your time and have theThey were imprisoned for not filing taxes on cash
charity you donate to accept and sign for yourreceipts.
log. You need a receipt!A good accountant can help you to avoid
Warning! Take great care not to fabricate orpenalties and over taxation. Hire one they are
provide false deduction information. If you claim aworth every penny in the long run.
deduction make sure your records are in order