SECTION 409(A) and its Regulatory Cousins: What it Means for Private Companies

The IRS recently threw down the gauntlet andone stone if you will. First, let's examine the code
placed pressure on private companies to get theirand regulations driving this change.
valuations right at no matter what stage ofSay Hello to the Culprits: IRC Section 409A
development they are. The Service has backedrequires private companies which award stock
up this gesture by exposing private companies tooptions that have exercise prices below fair
substantial tax liabilities and penalties if they domarket value to withhold income taxes on these
not.grants. Significant penalties on non-complying
Since the enactment of Section 409(A), non-publicoption grants have placed private or closely held
companies have struggled with how they shouldcompanies under increased pressure to be able to
establish that the exercise price of a stock optionsupport and defend the fair market value
or a stock appreciation right (SAR) wasdeterminations.
determined reasonably to be fair market value. UpFASB 123, Accounting for Stock-Based
to this point, most private companies did notCompensation, provides alternative methods of
worry about valuing their stock very often, if attransition for a voluntary change to the fair value
all. Private company valuations were neededmethod of accounting for stock-based employee
usually for an imminent transaction, for an ESOP,compensation. FASB 15X (Working Draft - issued
or for estate and gift tax purposes. One couldOctober 21, 2005), Fair Value Measurements,
also throw in serious IPO candidates who obtain aestablished a framework for measuring fair value
valuation to avoid a "cheap stock" issue with theunder a wide variety of accounting
SEC.pronouncements that require fair value
Many private companies do not qualify for any ofmeasurements.
these scenarios; therefore they have not neededIn developing FASB 15X, the Financial Accounting
valuations in the past. As a result, companies andStandards Board considered the need for
management that issue stock options could beincreased consistency and comparability in
somewhat unenthusiastic about this development.estimates of fair value and enhanced disclosures
However, although a valuation in this situation canabout the estimates.
appear fairly cumbersome and superfluous, it's notIn most cases, when company management
all bad - just ask auditors.determines value and option pricing using an
Auditors have expressed a desire for this to beinformal, internally generated valuation, the tax
done for years. They are cognizant of thisburden will be on the company to prove to the
development because valuing stock options is aIRS that the fair market value of the equity is
financial reporting issue under FAS 123 and theyreasonable. In light of the recent regulatory
want to know how a private company establishedchanges announced over the past year, many
the strike price of its options. There is someprivate companies are proactively adopting one of
liability risk attributed to auditors when they signthe "presumptive" stock valuation methods set
off on this standard, and a professional valuationforth in the proposed regulations.
provides them with a level of reasonableness andProcuring a qualified independent appraisal will
reassurance that they desire. Considering this,cause the burden of proof to shift to the IRS and
there is a potential for tax and financial reportingmay only be rebutted by the IRS if the application
synergy here.of the method is found to be grossly
With a good valuation report on hand, both issuesunreasonable.
could be satisfied simultaneously - two birds with