| All you need to make money is a certain amount | | | | everything now. If we only realised that one flaw, |
| of dedication, a reasonable amount of patience, a | | | | impatience, is standing between us and everything |
| good strategy, and the discipline to stay with it. In | | | | we want, will we stop doing it? |
| essence, you need a well defined program or | | | | From my former business and accounting training, |
| system that prevents you from going off the | | | | I knew that to succeed in any endeavour, one |
| rails. | | | | needs a good strategy or system. Good systems |
| My clients include different types of people from | | | | override human error, are simple to follow, require |
| various walks of life. Some are former owners of | | | | a certain level of planning upfront and contain |
| failed businesses deeply in debt, some are | | | | controls, or rules, that are clearly defined and |
| housewives who want to manage their household | | | | facilitate self-correction. |
| budget; some are owners of small businesses | | | | The five main systems we need to adopt are: |
| who are struggling with their cashflow and some | | | | |
| are simply single young people wanting a good life | | | | 1. A savings plan |
| but are caught up in the credit card jungle. Some | | | | 2. A sound, practical yet flexible budget |
| people are looking for the great get-rich-quick | | | | 3. An investment program |
| scheme; some just want to survive. | | | | 4. A debt-free plan |
| Nevertheless, all of them have the same problem | | | | 5. The willingness & know-how of playing win |
| - no one has taught them the truth about | | | | win. |
| managing money. | | | | Once these five systems are in place, and you |
| The greatest hindrance to financial freedom is | | | | keep to them, your financial future is secured for |
| often ourselves. We are too impatient; we want | | | | life. |