How Do I Track Income And Expenses?

Tracking IncomeIf your business grows in either size or
You track business income using the checkcomplexity, you will eventually want to move up
register or account register. All you need to do isto another small business accounting
use a category that counts income. To do this,program-something that provides a richer set of
record a deposit in the usual way and thentools and features.
categorize the deposit as sales, revenue, or salesFortunately, you have many good choices for
income. Note that each deposit transactionsmall business accounting software. The most
records a single sale. Note, too, that the Categorypopular program is QuickBooks, or its big brother,
field for each transaction records the category asQuickBooks Pro. The QuickBooks programs are
Sales.full-featured, small business accounting programs,
which means they do just about everything that
Another problem with cash-basis accounting isa small business needs. Both are also quite easy
that you can't track those amounts for which youto use. If the QuickBooks programs have a
have invoiced customers but for which youweakness, it is that their ease-of-use also makes
haven't been paid. These amounts, commonlyit easy to make accounting errors and to
called accounts receivables, can be very significant.erroneously change data.
A fundamental record-keeping task a smallAnother more powerful and more complicated
business should regularly undertake is to reviewprogram is Peachtree Complete Accounting. The
these accounts receivables and follow up on anyPeachtree Complete Accounting program is
of them that are past due.probably the favorite of certified public
Tracking Expensesaccountants simply because the program forces
To track expenses using Money, all you need toyou to adhere to a more rigorous, methodical,
do is use an appropriate expense category whenand safe level of financial record keeping.
you record an expense. Note that the CategoryUnfortunately, and this is really the flip side of its
fieldrecords each of these transactions as anrobustness, the Peachtree Complete Accounting
expense.software is also more difficult to use.
As in the case with income transactions, theThe decision to use one or the other of these
problem with using this cash-basis approach is thatprograms depends largely on the accounting skills
expenses get recorded only when you enterof the person using the package. If you do not
them in the register. This approach may work,have much accounting training, you would be
but it has shortcomings. For example, bybetter off with one of the QuickBooks programs.
recording bills and expenses only when you writeIf you have more accounting knowledge, and you
a check, you don't keep a record of thehave the time to be trained, you would be happier
outstanding bills you owe your vendor.in the long run using Peachtree Complete
What should I do if I outgrow the MoneyAccounting.
program?