Generally Accepted Accounting Principals - A Primer

Accountants are the keepers of the standards.a company's assets is the original cost of those
They are the ones who make sure that when weassets less suitable depreciation or amortization.
look at a financial statement, we can beThis keeps companies from stating their assets at
reasonably that it was built using sound accountingmarket value, which is not only difficult to
practices and that it is comparable to otherascertain, but very subjective in nature. Historical
audited financial statements for other companies.cost provides the actual cost which is very
That sounds like a daunting task, but never fear.objective.
The accounting professional is in business to help2. Revenue Recognition Principal: This simply states
you through all this.that revenue is recognized when it is earned,
The accounting profession is self-regulated. Theywhich may be a different time than it is received.
decide the most appropriate way to recordFor example, if your company provides a service
company activity on the financial books of record.at the end of December, but you customer
They do this through an august board ofdoesn't pay you until January of the following
seasoned professionals, the Accounting Practicesyear, your December revenue total will include
Board of the American Institute of Certified Publicthat amount. January will not, even though that is
Accountants (AICPA). This group defines what isthe month in which you deposited the payment.
known as "Generally Accepted Accounting3. Full Disclosure Principle: Any information,
Principals" or GAAP, which all public accountantswhether or not strictly financial, that is relevant to
must adhere to on behalf of all their clients.the business and may have a future impact, must
The process used to introduce new GAAP orbe disclosed. All transactions must be posted, of
change old GAAP is beyond the scope of thiscourse. But even further, this principle provides
paper, but it is a lengthy process with plenty offor disclosure of contingencies. For example, if
review opportunities for all CPAs and businessyour company is being sued, the lawsuit must be
people.analyzed for expected chance of loss. This
THE PURPOSE OF GAAPcontingency must be disclosed in a footnote of
The main purpose of having GAAP is to assurethe financial statements. This is to prevent a loan
consistency in accounting practices, not only withinofficer or investor from not knowing this possibly
a company, but across all regulated companies.impacting information when making decisions
The SEC requires all publicly held companies to beregarding investments in or loans to the company.
audited at least annually by a Certified Public4. Matching Principle: Put simply, revenue must be
Accountant (CPA). The CPA assures thematched to the expenses that helped to create it.
stockholders that they can count on the financialThis is why you have accruals and deferrals. The
information from the company, because it is inexpenses associated with earning revenue for this
compliance with GAAP.period must also appear in this period.
By preparing all financial information according toGAAP ASSUMPTIONS
GAAP,o Management can depend on the recordsGAAP assumes the following:
and make course corrections for their individual1. Going Concern Assumption: The company or
departments or the company as a whole for theentity is a "going concern" and is not likely to end
betterment of the company.o Investors andoperations in the current year. It is expected to
lenders can make sound decisions based on theremain in business for the foreseeable future. Any
financial records of the company.o Stockholdersexceptions to this assumption must be disclosed.
and prospective stockholders get an accurate2. Economic Entity Assumption: The company is
picture of the company's financial health.o Stockan independent entity and is separate from it's
can be valued fairly on the marketo Deceptive,owners.
unfair and even criminal practices are minimized.3. Monetary Unit Assumption: The currency used
PRIMARY PRINCIPLESto measure the entity's financial performance is
The following are some of the primary principlesstable.
upon which GAAP is built. This is, by no means, a4. Periodic Reporting Assumption: Business
complete description of GAAP, which is veryoperations are reported on a regular basis, usually
detailed and takes much study to become expertannually. The fiscal year doesn't have to be the
at, but it shows the abiding purpose behind all thatsame as the calendar year. This is usually set
detail.according to the business cycle for the particular
1. Historical Cost Principle: In general, the value ofcompany.