Debits Credits And The Accounting Equation

Why is accounting so powerful? It is because it isZero serves the function of a check figure. A
all based off of one simple accounting equation:credit always offset a debit creating no net
Assets-Liabilities-Stockholder's Equity = 0affect. That is it. The numbers change but the
Assets = Liabilities + Stockholder's Equitybalance remains. This is how we keep track of
Stockholder's Equity = Assets - Liabilitiesthe changes occurring in our business's financial
Liabilities = Asset - Stockholder's Equitypicture. This whole process is referred to as dual
Yes, all of these are one simple equation. Just aentry accounting.
bunch of different variations, to say the samePeople generally get confused over a little
thing. Always in balance, always able to provideaccounting trick. Basically, it is how we develop an
information. The accounting equation is able toincome statement. All accounting information is
provide tons of information. By breaking thisused to effect the balance sheet. The income
equation out further accountants, financial analystsstatement is created by separating a portion of
and banks come up with more complex ways tothe entries into an income and expense accounts.
evaluate a company. For instance assets can beSince, the offsetting side to these accounts
broken into current assets and long term assets.usually have an effect on an asset or liability.
By doing this the greater the ability to to evaluateThe culmination of these income sources and
key financial measure like liquidity. Liquidity ratiosexpenses are collected in retained earning at the
answer a simple question, "Does X Companyend of the accounting period. The whole time
have enough money to pay the bills?" A simplebeing offset by assets and liabilities. The net
and vital question to answer.effect of all the entries made to expense and
Now that you understand the power of theincome accounts relates to the amount put into
equation let's discuss debits and credits. Toretained earnings, which is in balance with assets
understand debits and credits focus on theand liabilities.
equation when it is stated:This allows for balance and difference to co-exist.
Assets - Liabilities - Stockholder's Equity = 0Obviously, you want to be able to tell what
Debit and credits ensure that the equation isyou've earned so take expenses from income
always in balance. Most people think of a debit andand that positive number (hopefully) leftover is
credit as a positive or a negative a left or right.your profit. The difference. In the end of the day
Before you know it your lefts and rights are allthe credit to income eventually turns into a credit
mixed up and you find yourself in a tangled mess.to retained earnings increasing what the owner's
They are just two opposites that offset eachportion of the balance sheet.
other when on the same side of the equation.Bring accounting down to the level of simple
Debit and credit most always equal each other.concepts. Accounting is the documentation of a
This creates a balance of the equation. They allowtransaction that is it, don't over-complicated the
the parts of the equation to change but the resultprocess.
to be the same, zero.