Accounting Principles & Standards: Avoid Them At Your Peril

Accounting principles are the basic assumptions,that might overstate or understate figures; and,
rules of operation, and essential characteristicswhat information should be disclosed so that the
that make up the framework for the constructionreader will fully understand the circumstances
of accounting financial statements.under which the information is being presented.
Long ago, I was perplexed to discover that thereThere are also basic assumptions that the reader
was no "set" of accounting principles that wascan count on, such as: the information is related
presented in one form such as you might find into the business entity only and doesn't have any
the Bill of Rights. This is not to say that theunrelated information mixed in; the business is a
principles are incomplete or vague, it only meansgoing concern and won't cease operations soon;
that the definitions of accounting principles can bethe financial information presented is measured in
presented in various formats, which may lead tospecific time intervals such as a month, quarter or
confusion for some people, especially beginners.year; the financial information is using a certain
Be that as it may, accounting principles areunit of measure such as dollars, not board feet,
absolutely necessary when preparing financialetc.; the information is presented at historical cost,
statements, just as the rules of a particular cardi.e., when received, paid, or incurred; and, the
game make the card game possible in the firstmethod of accounting being used is double-entry
place. Accounting principles are like the glue thatand not some other method.
holds the accounting process together. ForThese are accounting principles as opposed to
example, financial statements have an overallaccounting standards. An accounting standard is an
objective, which is to provide the user of theagreement as to how an accounting issue will be
statements a useful tool for making businesstreated. For instance, a standard might state what
decisions.type of inventory system is appropriate to use
In order to be useful, the accounting informationfor a certain type of business; how capital leases
must have certain characteristics, such as beingshould be recorded; how many years intangible
dependable and practical. To be dependable, theassets should be amortized; what methods of
accounting information must be unbiased,depreciation should be used, and so on. There are
accurate, and verifiable. To be practical, accountingliterally thousands of accounting standards that
information must be predictable, prepared in ahave been issued over the years. These
timely fashion, and be able to provide meaningfulstandards are constantly being revised or
feedback. Additional characteristics are that thediscarded as they become outdated.
accounting information must be consistent,If you want to play the accounting "game of
comparable, serve a utilitarian need (such as costcards", you must become familiar with the "rules
benefit), and make a material difference.of the game", which are accounting principles and
Besides characteristics, certain operational rulesstandards. If you choose to not play by the rules,
are established as to when revenue and expensesyou do so at your own peril, as we have seen
are reported; how expenses are matched torecently in the U.S. corporate accounting scandals.
revenue; what to do when a choice can be made