Vat Schemes and Vat Thresholds

Vat Registrationpercentages for each sector. Customers are
Businesses become liable for vat when salescharged vat at the normal vat rate, 17.5% if
reach the vat threshold set on 1st April 2007 atstandard rated goods. The actual vat payable is
£64,000 p.a. regardless of whether thatthen calculated at the appropriate percentage of
business has registered for vat purposes.the total sales figure including vat. An adjustment
Businesses whose customers are vat registeredto the accounts would then be required to adjust
should consider opting for voluntary vatfor the difference between the vat paid and the
registration as sales would not be affected by vatamount payable if an inputs and outputs basis had
registration and registering would permit thatbeen used. DIY Accounting software automates
business to also reclaim vat input tax onthis flat rate calculation by automatically calculating
purchases. Businesses with mainly non vatthe vat on sales at the flat rate and expensing
registered customers may wish to delay vatthe vat input to the purchase accounts.
registration until the point is reached at whichBusinesses in their first year of vat registration
liability to vat tax becomes inevitable.also receive a 1% reduction in the vat flat rate
Consideration should be given to maintaining salesfor their trade sector which can save tax.
below the vat threshold provided this does notAnnual Vat Accounting Scheme
result in a significant loss of profit. When the vatNot suitable if you receive repayments of vat,
threshold of £64,000 p.a. is exceededthe annual accounting scheme is based upon an
Customs & Excise should be advised. It may beannual estimate of the vat bill which is then paid in
possible to delay vat registration if sales breachedmonthly or quarterly instalments throughout the
the vat threshold due to an abnormal sales periodyear with the balance payable or received at the
that may not necessarily be repeated in theend of the year when the annual vat return has
foreseeable future. Having reached the point ofbeen submitted. The vat threshold for this
vat registration consideration should be given toscheme is businesses with a sales turnover not
the various vat schemes which are available toexpected to exceed £1.25m. The main
either simplify the vat calculation or smooth thebenefit of the annual accounting scheme is to
vat tax liability.smooth the vat payments over the year.
Choose the right vat scheme for your businessVat Cash Accounting Scheme
Unless a vat scheme is adopted then theUnder the vat cash accounting scheme the vat
standard inputs and outputs vat scheme would bereturn and liability to pay vat is based upon the
applied. This involves charging all customers vat ondate sales were received and the date purchases
sales known as output vat and paying thiswere paid rather than the invoice tax points.
amount to the Vat office each quarter. VatThe vat threshold for the cash accounting
Registered businesses can also deduct from thescheme is businesses with a sales turnover
vat liability the input vat on purchases thatexcluding vat of under £1.35m.which can be
suppliers have charged the business. It isextended for existing users to a turnover of
important to ensure all sales and purchase invoices£1.6m and left in place for up to 6 months
are retained and an audit trail from the individualafter the vat threshold has been breached.
transactions to the vat tax liability is maintained asAccounting for vat using the Cash Accounting
Customs & Excise do inspect vat records, theScheme may require businesses to record sales
frequency of those visits, often once every threeand purchases on cash received and paid basis
years can increase dramatically if the vat recordsand adjust accounting records for accruals.
are considered inadequate. Accounting SoftwareAlternatively, sales and purchases can be entered
can provide a solution to record keeping and DIYinto the Accounting records based upon the
Accounting produce automated vat calculationsinvoice tax points and a quarterly adjustment
from the basic data entry of sales and purchasesmade for debtors and creditors at the beginning
on excel spreadsheets.and end of each quarter. Such accounting
Vat Schemesadjustments would not be suitable for everyone.
Vat Flat Rate SchemeVat Retail Schemes
The vat flat rate scheme can be adopted byRetailers selling to the general public may not
businesses that have an annual turnover excludingeasily be able to produce vat sales invoices to
vat of under £150,000 p.a. Instead of payingindividual customers and there are various vat
the difference between vat on sales and vat onretail schemes available on the Customs & Excise
purchases businesses that have adopted a vatwebsite that retailers can adopt. The main
flat rate scheme pay vat at a percentage ofbenefits of the vat retail schemes are to dispense
sales in line with the average for that tradewith every customer being issued a vat invoice
sector. Vat is not reclaimable on purchases underunless requested. Vat retail schemes can be used
the flat rate scheme. The Customs & Excisein conjunction with both flat rate schemes and the
website contains details of the vat flat rateannual vat accounting scheme.