| It's 1,400 miles from New Orleans to Rhode | | | | |
| Island, but Rhode Islanders are feeling the | | | | * Setting your deductible high. The |
| effects of Hurricane Katrina as insurers | | | | deductible is the amount you pay toward a |
| raise prices for homeowners insurance, cancel | | | | claim before the company begins to pay. The |
| policies, and refuse new business. So is it | | | | higher you set your deductible, the lower |
| still possible to find cheap homeowners | | | | your premium will be. Note that you may have |
| insurance quotes in Rhode Island? Yes. Here's | | | | a separate deductible for wind damage. |
| how ... | | | | |
| | | | * Shopping around. Insurance costs vary |
| Some Background | | | | dramatically from company to company, so |
| | | | shopping around is essential to help you get |
| Rhode Island hasn't been struck by a | | | | the best rate. |
| significant hurricane since Hurricane Bob in | | | | |
| 1991. However, millions of dollars in losses | | | | The easiest way to shop rates is to visit an |
| caused by hurricanes in the South have made | | | | insurance comparison website. On these |
| insurers wary. In addition, weather | | | | websites you type in your insurance |
| forecasters predict the Northeast is overdue | | | | information, and then multiple A-rated |
| for a major hurricane. With over 400 miles of | | | | insurance companies email quotes for you to |
| coastline, Rhode Island has been particularly | | | | review and compare. |
| hit by rising insurance prices, with prices | | | | |
| increasing by 10 to 15%. | | | | On the best comparison websites, you can also |
| | | | talk with insurance professionals online or |
| Keeping Costs Down | | | | by phone to get answers to your homeowners |
| | | | insurance questions (see link below). |
| With insurance costs rising, it's important | | | | |
| to do everything possible to keep your costs | | | | Visit or click on the following link to get |
| down. You can't control the path of a | | | | Rhode Island homeowners insurance quotes from |
| hurricane, but some factors you can control | | | | top-rated companies and see how much you can |
| include: | | | | save. You can get more tips and advice in |
| | | | their Articles section. |
| * Hurricane-proofing your home by installing | | | | |
| stronger garage doors, impact-resistant | | | | The authors, Brian Stevens and Stacey |
| windows, and hurricane shutters. Talk to an | | | | Schifferdecker, have spent 30 years in the |
| insurance professional about what you need to | | | | insurance and finance industries, and have |
| do to your home to make it safer from | | | | written a number of articles on getting cheap |
| hurricanes. | | | | homeowners insurance quotes in Rhode Island. |