| It's 1,400 miles from New Orleans to Rhode | | | | the amount you pay toward a claim before the |
| Island, but Rhode Islanders are feeling the effects | | | | company begins to pay. The higher you set your |
| of Hurricane Katrina as insurers raise prices for | | | | deductible, the lower your premium will be. Note |
| homeowners insurance, cancel policies, and refuse | | | | that you may have a separate deductible for |
| new business. So is it still possible to find cheap | | | | wind damage. |
| homeowners insurance quotes in Rhode Island? | | | | * Shopping around. Insurance costs vary |
| Yes. Here's how ... | | | | dramatically from company to company, so |
| Some Background | | | | shopping around is essential to help you get the |
| Rhode Island hasn't been struck by a significant | | | | best rate. |
| hurricane since Hurricane Bob in 1991. However, | | | | The easiest way to shop rates is to visit an |
| millions of dollars in losses caused by hurricanes in | | | | insurance comparison website. On these websites |
| the South have made insurers wary. In addition, | | | | you type in your insurance information, and then |
| weather forecasters predict the Northeast is | | | | multiple A-rated insurance companies email quotes |
| overdue for a major hurricane. With over 400 | | | | for you to review and compare. |
| miles of coastline, Rhode Island has been | | | | On the best comparison websites, you can also |
| particularly hit by rising insurance prices, with | | | | talk with insurance professionals online or by |
| prices increasing by 10 to 15%. | | | | phone to get answers to your homeowners |
| Keeping Costs Down | | | | insurance questions (see link below). |
| With insurance costs rising, it's important to do | | | | Visit or click on the following link to get Rhode |
| everything possible to keep your costs down. You | | | | Island homeowners insurance quotes from |
| can't control the path of a hurricane, but some | | | | top-rated companies and see how much you can |
| factors you can control include: | | | | save. You can get more tips and advice in their |
| * Hurricane-proofing your home by installing | | | | Articles section. |
| stronger garage doors, impact-resistant windows, | | | | The authors, Brian Stevens and Stacey |
| and hurricane shutters. Talk to an insurance | | | | Schifferdecker, have spent 30 years in the |
| professional about what you need to do to your | | | | insurance and finance industries, and have written |
| home to make it safer from hurricanes. | | | | a number of articles on getting cheap |
| * Setting your deductible high. The deductible is | | | | homeowners insurance quotes in Rhode Island. |